Bahasa Melayu

Income tax calculator

Your tax for the year, worked out step by step, so you can see which receipts are worth keeping.

Rates checked 24 October 2026. Budget 2027 proposes lower tax from 2027. See how much you save.

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Income tax for YA 2026RM2,451.503.4% effective rate
Income
RM72,000.00
Total reliefs
−RM13,350.00
Chargeable income
RM58,650.00
Tax before rebate
RM2,451.50
Rebate
−RM0.00
Top tax band
11%
Roughly per month (PCB)
RM204.29
Show the working · YA2026
  1. Yearly income: RM72,000.00
  2. Less reliefs: −RM13,350.00 (self RM9,000.00, EPF RM4,000.00, SOCSO + EIS RM350.00)
  3. Chargeable income: RM58,650.00
  4. 1% on RM15,000.00 = RM150.00
  5. 3% on RM15,000.00 = RM450.00
  6. 6% on RM15,000.00 = RM900.00
  7. 11% on RM8,650.00 = RM951.50
  8. Tax for the year: RM2,451.50 (Rates for YA2026)
Number looks wrong? Tell me

If this doesn't match your payslip, LHDN or your bank, say so here. The numbers you typed and the result above get sent along, so I can check the same case against the official rates.

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How Malaysian income tax is worked out

Start with your yearly income, take away your tax reliefs to get your chargeable income, then apply the resident tax bands. Rates rise from 0% on the first RM5,000 to 30% above RM2 million. If your chargeable income is RM35,000 or less, you also get a RM400 rebate off the tax.

Reliefs most people can claim

Keep receipts for seven years. LHDN can ask for them.

Your marginal rate

Tax bands work like a buffet that charges more per plate after your fifth plate: only the extra plates cost more, not the first five. Moving into the 19% band only means the ringgit above RM70,000 are taxed at 19%. The top band also tells you what one more ringgit of relief is worth. At the 19% band, a RM1,000 relief saves you RM190.

Sources: LHDN tax rates, LHDN tax reliefs.

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