Kalkulator pinjaman rumah

RM
%
%
tahun
Bayaran bulananRM1,992.49
Jumlah pinjaman
RM450,000
Bayaran pendahuluan
RM50,000
Jumlah faedah
RM386,844
Jumlah dibayar kepada bank
RM836,844
Cadangan pendapatan bersih minimum
RM5,977

Bank biasanya mahu bayaran bulanan di bawah kira-kira satu pertiga pendapatan bersih.

Tahun demi tahun
TahunPokok dibayarFaedah dibayarBaki
1RM6,019RM17,890RM443,981
2RM6,265RM17,645RM437,716
3RM6,520RM17,390RM431,196
4RM6,786RM17,124RM424,411
5RM7,062RM16,848RM417,349
6RM7,350RM16,560RM409,999
7RM7,649RM16,261RM402,350
8RM7,961RM15,949RM394,389
9RM8,285RM15,625RM386,104
10RM8,623RM15,287RM377,481
11RM8,974RM14,936RM368,508
12RM9,340RM14,570RM359,168
13RM9,720RM14,190RM349,448
14RM10,116RM13,794RM339,332
15RM10,528RM13,382RM328,804
16RM10,957RM12,953RM317,847
17RM11,404RM12,506RM306,443
18RM11,868RM12,042RM294,575
19RM12,352RM11,558RM282,223
20RM12,855RM11,055RM269,369
21RM13,379RM10,531RM255,990
22RM13,924RM9,986RM242,066
23RM14,491RM9,419RM227,575
24RM15,081RM8,829RM212,494
25RM15,696RM8,214RM196,798
26RM16,335RM7,575RM180,463
27RM17,001RM6,909RM163,462
28RM17,693RM6,216RM145,769
29RM18,414RM5,496RM127,355
30RM19,164RM4,745RM108,190
31RM19,945RM3,965RM88,245
32RM20,758RM3,152RM67,487
33RM21,604RM2,306RM45,883
34RM22,484RM1,426RM23,400
35RM23,400RM510RM0

Kadar disemak 24 Oktober 2026Dikuasakan oleh KiraDuit